Closing
Date

MONDAY
TUESDAY
WEDNESDAY
THURSDAY
FRIDAY
SATURDAY
algo

Disclosure
Day

  • Hand deliver
  • Deliver by courier with signed receipt
Preceding
Thursday
Preceding
friday
Preceding
saturday
Preceding
monday
Preceding
tuesday
Preceding
wednesday
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Mail
Disclosure

Preceding
Monday
Preceding
Tuesday
Preceding
Wednesday
Preceding
Thursday
Preceding
Friday
Preceding
Saturday

Note: If a federal holiday falls in the three-day period, add a day for disclosure delivery.

The three-day period is measured by days, not hours. Thus, disclosures must be delivered three days before closing, and not 72 hours prior to closing.

Disclosures may also be delivered electronically on the disclosures due date to compliance with E-sign requirements.

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